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Changelly Overview

Changelly was founded in 2015 as an easy to use exchange where cryptocurrency enthusiasts could quickly swap coins without the normal annoyances of traditional exchange accounts. It was originally created as a startup by the founders of MinerGate, and the platform has quickly grown in popularity. It now is home to 1.5 million registered users, and Changelly processes over 15,000 cryptocurrency transactions per day. They allow users to swap between 90+ different altcoins.

They’ve also partnered with a number of other exchanges and cryptocurrency wallets such as Jaxx and Coinomi, in order to allow for their users to seamlessly swap currencies without ever leaving their crypto wallets. In addition, they offer many easy to use APIs, allowing anyone to integrate these swaps into their website or application.The company has made a point to be upfront about any fees they charge, and they promise that their take of any transactions will only ever be 0.5% of the transaction.

Changelly Security

Changelly’s security comes from their simplicity. They do not ever store any of your funds. Instead they simply act as a pass through for swapping coins. Any assets that you purchase on Changelly will go immediately to your personal wallet address. They do however offer 2FA authentication for your account login for security.

If you are purchasing cryptocurrency using a bank card, then it should be noted that Changelly only accepts credit cards that have 3D-secure technology enabled. This is a second layer security protocol that verifies the information on file with your bank. You must then verify the transaction using the same phone number as recorded in your banking profile in order for the sale to be processed. To avoid fraud, Changelly implements initial transaction limits of $50-$100 for the first few credit card transactions on a new account for buyer protection. These limits vary slightly by country.

  • Doesn’t store any assets in your Changelly account
  • Offers 2FA login protection
  • 3D Secure (credit card payments)
  • Credit card transaction limits


Changelly allows their users to swap between over 90 different cryptocurrencies. They are constantly updating the list of currencies that they accept, and if you’d like to know when new ones are added, then it might be a good idea to follow their Twitter account.

Banking at Changelly

Deposit Methods


Frequently Asked Questions

What countries does Changelly restrict?

Changelly allows credit card transactions for any country as long as they comply with 3D-secure procedures, and they can transact in either US Dollars or Euros. Crypto to crypto transactions require no information whatsoever other than an email address unless you are flagged for suspicious activity.

What are Changelly’s purchasing fees?

For crypto to crypto transactions Changelly charges 0.5% on top of the fees the coin’s network itself will charge. If you purchase with a bank card, there is a 5% fee between Changelly and Simplex, the credit card processor. Keep in mind that your bank or credit card company may charge you an additional fee based on your location for international purchases and conversions from your native currency to either US Dollars or Euros.

How long does it take to make a purchase on Changelly?

Typical quotes for Changelly transactions are anywhere from 15-30 minutes. Keep in mind that this number could vary if they, or the coins network you are swapping from are experiencing heavy traffic.

Is Changelly a regulated financial institution?

Yes, Changelly is regulated. Typically this is avoided due to the small dollar amount of currency that is transacted. However, if you send a large amount of cryptocurrency, you may find that Changelly will hold your transaction, and then demand KYC documents. This documentation is strangely missing from their FAQ, and it catches many off guard.